Multi-currency
Account model
Balances per entity, project, and currency
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Hazina.Banking and treasury without borders.
Hazina is a white-label digital banking platform for operators that don't want to choose between modern UX and institutional rigor. One governed core powers branded customer banking — wallets, savings, lending, BNPL, and remittance — alongside merchant acquiring and a business treasury workspace with multi-entity accounts, programmable approvals, payouts, collections, and reconciliation. Each deployment is scoped to the operator's brand, market, roles, and rails, with treasury yield, cards, and hedging on the roadmap.
Continuous
Reconciliation
Event-driven matching with exception queues
API
Partner-led rails
Integrates with regulated providers
Inside the Hazina workspace — from product UI.
Captured from the product UI — wallets, transfers, KYC, security, treasury, and settlement states that a buyer can inspect before a walkthrough or implementation conversation.
Request Hazina demoHazina / Accounts
Accounts
Customer profile, KYC tier journey, and every currency wallet or reserve balance on one screen.
Hazina / Wallet transfer & FX
Wallet transfer & FX
Quoted currency conversion between wallets and local-currency balances with a recent-conversions log.
What Hazina does.
01
Customer banking surfaces
Branded wallets, savings, transfers, bill pay, cards, and QR payments in a customer app and web console.
02
Lending and BNPL
Loan origination, limits, repayments, credit scoring, savings-as-collateral, and overdraft options.
03
Remittance corridors
Cross-border send and payout with collection, settlement, and reconciliation built in.
04
Merchant acquiring
Merchant onboarding, products and orders, payment links, terminals, and settlements.
05
Business treasury workspace
Multi-entity accounts, maker-checker approvals, payouts, collections, and continuous reconciliation.
06
API + Console
Engineering teams get APIs. Operators get a beautiful console. Same data layer.
How Hazina operates.
Hazina is structured as a white-label digital banking platform: customer accounts, savings, lending, remittance, merchant services, and business treasury controls share one governed core, with each deployment configured for the operator's brand, market, roles, rails, and regulatory path.
Operating capabilities
- 01Multi-currency account modelBalances are segmented by entity, project, vendor, currency, and reserve purpose.
- 02Continuous reconciliationLedger, bank, mobile-money, and payment-provider events run through continuous matching and exception queues.
- 03Approvals and RBACMaker-checker policies, limits, roles, and approval history are the reason finance teams buy.
- 04AML and policy decisionsSingle and batch AML screening, provider health, centralized authorization decisions, and versioned OPA policy bundles keep controls explicit and deployable.
- 05KYB and beneficial ownersEntity onboarding captures directors, owners, operating purpose, and ongoing monitoring state.
- 06Payouts and collectionsVendor, payroll-like, batch, and referenced inbound payments are visible from API and console.
- 07Accounting exportsStatements, chart-of-account mapping, audit packs, and accounting export paths sit inside the close workflow.
Product modules
- 01Treasury yieldIdle-balance sweep products are designed to connect treasury balances to partner, risk, and disclosure controls.
- 02Corporate cardsSpend controls, receipt capture, and per-employee cards are designed to extend the same approval model.
- 03FX hedgingRate holds, forward windows, and exposure management for businesses with enough corridor volume.
- 04Cashflow intelligenceForecasting, anomaly detection, and policy suggestions designed to layer onto reconciled data.
Build evidence
- 01Full digital-banking surfacesCustomer, admin, merchant, organization, and reporting workspaces cover accounts, payments, savings, lending, remittance, merchant operations, and treasury controls.
- 02Mobile operating pathCustomer, merchant, and organization mobile apps include dashboards, units, wallets, approvals, and daily account actions backed by the same service contracts as the web surfaces.
- 03Policy-led service architectureAccounts, payments, savings, loans, accounting, AML, OPA policy, audit, fraud, customer, ledger, and finance services support the governed platform.
From signup to settled.
- 01
Open
Multi-entity onboarding — incorporate-ready KYB packs reviewed in days, not weeks.
- 02
Configure
Set policies, approval flows, vendor lists, and FX hedging rules in one console.
- 03
Operate
Issue payments, receive collections, run payroll — across rails, currencies, jurisdictions.
- 04
Close
End-of-month reports auto-generated. Audit packages ready for your accountant.
Built across the rails that matter.
Composes with the chains, rails, custody partners, and signing providers institutional teams already trust — and bring your own when the brief calls for it.
Account rails
- Bank accounts
- Mobile money
- Card networks
- Partner payout rails
Settlement
- Partner-led bank settlement
- Trust-account operations
- Reconciliation & exports
Finance & accounting
- Statement exports
- Audit packs
- Webhooks & API
- Accounting connectors (roadmap)
Start with the Hazina demo.
Review the demo flow, then request the access path that matches your team: walkthrough, technical review, partner scoping, or implementation planning.