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Product maturity with clear access boundaries.

A clear view of Mozaca's public surfaces, implemented product paths, client-informed work, controlled environments, and the partner and approval gates that still apply to real movement.

All public surfaces operational

Subscribe to updatesStatus API · JSON — at GA
Marketing website
ProdOperational
Sandbox—
Public site, product pages, docs, and legal surfaces.
Documentation
ProdOperational
Sandbox—
API guides, environment model, and integration reference.
Product APIs
ProdControlled
SandboxBy approval
Product-specific wallet, ledger, payment, policy, and compliance endpoints.
Sandbox environment
Prod—
SandboxBy approval
Seeded test data and credentials for qualified integrators.
Webhooks
ProdControlled
SandboxBy approval
Signed delivery for settlement, ledger, and compliance events in qualified environments.
Product workspaces
ProdControlled
SandboxBy approval
Customer, organization, merchant, agent, admin, developer, compliance, and operations surfaces by product scope.

Component-level incident history, 90-day uptime, and a machine-readable status feed publish with the platform. Until then, environments are issued by approval — subscribe to be notified of maintenance and incidents once live.

How Mozaca exposes availability.

Public surfaces are open for evaluation. Sandbox, pilot, and production environments remain gated until senior, technical, compliance, and partner assumptions are approved.

Public

Marketing website

Static public site, product pages, legal pages, insights, and resource surfaces for product evaluation.

Ready

Contact flow

Demo and diligence requests route through the public contact surface for qualification.

Guide

Developer docs

Representative API shapes, event models, environments, compliance controls, and launch gates.

Controlled access

API environments

Product sandboxes, pilots, and client environments are separate from the public website and issued only after qualified operating review.

Current product posture.

Fedha

White-label · Mobile money

Client-informed platform

Fedha is structured for regulated mobile money deployments: a branded platform that can launch customer wallets, merchant acceptance, agent networks, settlement operations, admin workflows, and developer integration without rebuilding the operating backbone for every client.

Client-informed product core

The reusable architecture has been exercised through a client-specific implementation while the public Fedha brand, configuration model, and client confidentiality remain separate.

Multi-channel operating proof

Customer and business mobile, web, USSD, merchant, agent, administration, reporting, and developer workflows have implementation and UAT evidence.

Governed financial backbone

Ledger, approvals, payouts, audit retention, biller operations, KYC/AML, notifications, interoperability, reconciliation, and recovery controls sit behind the product surfaces.

Review

Hazina

White-label · Digital banking

Partner access

Hazina is structured as a white-label digital banking platform: customer accounts, savings, lending, remittance, merchant services, and business treasury controls share one governed core, with each deployment configured for the operator's brand, market, roles, rails, and regulatory path.

Full digital-banking surfaces

Customer, admin, merchant, organization, and reporting workspaces cover accounts, payments, savings, lending, remittance, merchant operations, and treasury controls.

Mobile operating path

Customer, merchant, and organization mobile apps include dashboards, units, wallets, approvals, and daily account actions backed by the same service contracts as the web surfaces.

Policy-led service architecture

Accounts, payments, savings, loans, accounting, AML, OPA policy, audit, fraud, customer, ledger, and finance services support the governed platform.

Review

Zent

White-label · Stablecoins

Qualified access

Zent is structured as a per-client stablecoin operations platform: branded wallets, on- and off-ramp corridors, payout paths, customer and operator workspaces, API access, webhook delivery, compliance review, and evidence-backed reporting under one client-aware operating model.

Expanded product surfaces

Customer, client-admin, compliance, developer, and Mozaca-ops workspaces now cover wallet movement, cards, lending, scheduled payments, provider state, regulatory review, incidents, and fleet health.

Hardened mobile customer experience

The Kotlin Multiplatform mobile path covers accounts, balances, send, receive, on/off-ramp, payment, request-money, history, security, responsive layouts, and UAT-focused hardening.

Digital-finance backend

Custody, wallet, card, lending, ledger, payment, on-ramp, off-ramp, FX, AML/KYC, notification, audit, reporting, dynamic policy, and observability services support the platform.

Review

Controls before pilot or production movement.

Ledger and reconciliation

Core engine

Double-entry, event-led balance and matching logic powers wallet, treasury, and settlement evidence.

Identity and compliance

Control engine

KYC, KYB, sanctions, transaction monitoring, Travel Rule where applicable, and review paths are configured by product, entity, and jurisdiction.

Local and bank rails

Partner review

Rail availability is mapped by partner approval, corridor, operating entity, and settlement model before launch.

Digital-asset rails

Licensed path review

Fedha and Zent digital-asset flows must clear licensed-path review, transaction monitoring, and partner controls before launch.

Sandbox credentials

Issued after approval

Qualified teams receive environment details only after the product, region, volume, rails, and compliance model are approved.

Controlled pilots should use environment-specific monitoring, incident contacts, operating windows, and agreed service levels once approved.

Request diligence